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Share Accounts

A share savings account offers safety and convenience, with competitive yields and no limitations on deposits. A $10.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.

Christmas Club Accounts

A great way to save for the holidays, our Christmas Club makes preparing for the season effortless.  Make deposits throughout the year and in October, the balance, including any dividends earns, will be available just in time to shop!

Certificate of Deposit

When you invest in a Certificate of Deposit, your money will earn a highly competitive dividend rate. Since you lock in the rate for the entire term of you Certificate of Deposit, this is an excellent way to boost your savings yields without the risk of market fluctuations.

Deposit Rates

Share Account Dividends

Balance Annual Percentage Yield (APY)
$500 – $5,000   0.05%
$5,001 and over   0.10%

Compounded daily and credited quarterly. Fees may reduce earnings. Offering rates may change.

Christmas Club

Balance Annual Percentage Yield (APY)
$25 and over 0.05%

Penalties for early withdrawal on Christmas Club accounts. Compounded daily and credited annually. Fees may reduce earnings. Offering rates may change.

Share Certificates

Term Annual Percentage Yield (APY)
6 Months Suspended
9 Months Suspended
12 Months 0.60%
18 Months Suspended
24 Months 0.80%
3 Years Suspended
5 Years Suspended

Minimum $2,000 deposit. The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Penalties apply for early withdrawals from certificate accounts. Offering rates may change. Dividends compounded daily, credited quarterly. 

Account Agreement

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