Share Account Dividends
| Balance | Annual Percentage Yield (APY) |
| $500 – $5,000 | 0.05% |
| $5,001 and over | 0.10% |
Compounded daily and credited quarterly. Fees may reduce earnings. Offering rates may change.
Christmas Club
| Balance | Annual Percentage Yield (APY) |
| $25 and over | 0.05% |
Penalties for early withdrawal on Christmas Club accounts. Compounded daily and credited annually. Fees may reduce earnings. Offering rates may change.
Share Certificates
| Term | Annual Percentage Yield (APY) |
| 6 Months | Suspended |
| 9 Months | Suspended |
| 12 Months | 0.60% |
| 18 Months | Suspended |
| 24 Months | 0.80% |
| 3 Years | Suspended |
| 5 Years | Suspended |
Minimum $2,000 deposit. The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Penalties apply for early withdrawals from certificate accounts. Offering rates may change. Dividends compounded daily, credited quarterly.
Loan Rates
| Loan Type | Rate |
| Personal Loans | As low as 10.24% |
| New Auto Loans | As low as 4.87% |
| Used Auto Loans | As low as 5.47% |
| New Miscellaneous Loans | As low as 9.50% |
| Used Miscellaneous Loan | As low as 11.00% |
| Loan Specials | As low as 5.75% |
Disclosures and Definitions
Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount. Rates subject to change.
New Vehicles: New and late model used vehicles (2023 and newer model years) with 10,000 or fewer miles.
Used Vehicles: 2022 and older model years or any model year with over 10,000 miles.
